When you think about your policies left in South Africa, it’s not always easy to know how to go about making changes or whether you need to make changes at all. Although many South African expats opt for moving their funds across borders, this may not be the right thing for you, or perhaps it simply isn’t the right time. In addition, the policy type and fund rules will determine what you are allowed to do.

So perhaps all you want is an endorsement – something which may not be easy if you’re sitting halfway across the world.

What is an endorsement?

An endorsement refers to changes made to insurance policies, including change of ownership, change of debit order, change of coverage, cancellation, insured changes and other miscellaneous changes.

Why must South African emigrants make endorsements?

As a South African living abroad, the rules for your South African insurance will generally only apply within South Africa, which means you will be liable for instalments for cover which you cannot enjoy. In addition to this, you may have family members who could benefit from certain changes to your policies such as changing ownership

It is therefore necessary to make changes to your policies in order to ensure that cover is either transferred to the correct parties or cancelled.

How does it work?

finglobal.com will deal directly with your insurer to make all the necessary endorsements to your policies, which means you won’t get stuck in administrative red tape.

We can also refer you to a new adviser or insurer abroad who can assist you in applying for relevant cover in your new country of residence.

Need help with your endorsements?

If you need to make changes to your South African policies and don’t know where to start, finglobal.com can assist you. We can do the necessary policy searches and advise on the best course of action for your individual portfolio. Simply leave your details and we’ll call you back for a free consultation.


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