If you have left the country and want to cash in your South African retirement annuity (RA), you have probably run into the “3-year rule”. It is one of the…
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You can close a bank account and cancel a medical aid before you board the plane. But your South African retirement annuity is different. It stays exactly where it is,…
Where you spend your retirement isn’t just a lifestyle question. It’s also a financial one, and the numbers can look very different depending on which side of the border you’re…
Quick answer: South African expats may access their retirement annuity before age 55 if they have ceased South African tax residency and maintained non-resident status for three consecutive years. For…
If you’re a South African planning a permanent move abroad, you’ve probably found yourself wondering on more than one occasion: What happens to my retirement annuity if I emigrate? More…
Budget 2026 brings several inflation-related threshold increases and one important policy change. Most updates are routine adjustments for economic changes, but a new rule will affect tax planning for South…
Many South Africans who have settled overseas for good want to tidy up their finances and move their South African retirement funds offshore. But the introduction of the two-pot retirement…
Moving abroad is exciting, but if you’ve got a retirement annuity in South Africa, accessing that money from overseas can feel a little overwhelming. Many expats think it’s as simple…
Packing up your life to move abroad is a massive adventure, but it comes with a checklist of complex financial decisions. Whether you’re swapping a braai on the Highveld for…
If you’ve made the move abroad and left your retirement savings in South Africa, you’re not alone—many expats find themselves in the same boat. While settling into a new country…