Ryno Viljoen

Chief Executive Officer

About Ryno

Ryno served his articles at PricewaterhouseCoopers (PwC) Pretoria and qualified as a Chartered Accountant (SA) in 1997. He obtained a Certified Certified Financial Planner™ qualification in 2007 and registered with the Financial Planning Institute of South Africa.
In 2009, after a tenure of 12 years practising as a Public accountant and auditor, he founded FinGlobal (formerly cashkows.com).

Ryno specialises in international financial emigration and tax planning. As an entrepreneur with a strong sense of social responsibility, Ryno is driven by his passion for creating world-class financial migration solutions that enable fellow South Africans offshore to transfer wealth across borders seamlessly.

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two-pot-retirement-system

Expats and the two-pot retirement system – what are your withdrawal options?

| FinGlobal, Newsletter, Retirement annuities | No Comments
South Africa’s two-pot retirement system came into effect on 1 September 2024, marking a major shift in how retirement savings are managed, accessed, and preserved. Whether you’re living abroad or…
non-resident beneficiary-trust-distribution

Non-resident beneficiary trust distributions – South African tax implications you should know 

| FinGlobal, Newsletter, Trusts in South Africa | No Comments
Trusts are common financial tools in South Africa for managing and protecting wealth, but when it comes to tax, things can get a bit tricky, especially if some of the…
moving-to-another-country

The emotional, practical, and psychological challenges of moving internationally

| FinGlobal, Newsletter | No Comments
Moving internationally to start a new life abroad is a dream for many people, but the realities of emigration are often far more complex than anticipated. For South Africans, leaving…