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Francois van der Westhuizen – Financial Consultant

Francois van der Westhuizen

Expat Financial Specialist

I help clients navigate the complexities of tax emigration, foreign exchange, and retirement annuity surrenders. Backed by over a decade of experience and a Certified Financial Planner (CFP) designation, I also hold an Honours BCom from the University of Stellenbosch. In 2024, I co-hosted a financial planning webinar on the international transfer of money from South Africa.

I believe financial guidance should be clear and accessible – no jargon, just practical solutions.

By actively listening to each client’s unique circumstances, I tailor strategies that empower them to make informed decisions.

Let’s work together to turn financial uncertainty into confidence and peace of mind.

Let us call you for a FREE consultation



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How to access your South African retirement funds if you emigrated before 2021

| FinGlobal, Pension fund, Retirement annuities | No Comments
If you left South Africa before 1 March 2021 and still have money in a South African retirement annuity or preservation fund, you can withdraw it once you have been…

The risks of leaving your South African retirement annuity “orphaned” back home

| FinGlobal, Retirement annuities | No Comments
When South Africans move abroad, many stop contributing to their South African retirement annuity (RA) and leave it in place. Over time the email address on file changes, the adviser…

What South African expats need to know about the 183-day rule

| FinGlobal, Newsletter | No Comments
If you work abroad but are still a South African tax resident, SARS taxes you on your foreign salary. The "183-day rule" can reduce that bill. It lets you exempt…
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